Straight answers about running, keeping and selling a home: what things cost, what the paperwork means and what to do before it becomes a problem.
When a fixed rate ends, nothing arrives to stop you drifting onto your lender's standard variable rate, which is usually the most expensive place your mortgage can sit. This is what actually happens on the day, the three options you have and how early you can act.
Selling a home in Great Britain takes around seven months and roughly one agreed sale in four collapses before it completes. Almost none of them collapse at the viewing. We have written the guide we wish every seller had and it is free.
Nearly every wet patch in a British home gets called damp and most of them are not. This is how to tell condensation from penetrating damp and rising damp, why the difference decides what you should spend and why the person you ask first matters as much as the wall.
A washing machine that dies in year four is a different problem from one that dies in year twelve. This is how long the things in a typical UK home actually last, what usually goes first, how to decide whether a repair is worth paying for and why your legal rights outlast the warranty by years.
Energy bills are written for the supplier's billing system rather than for the person paying them. This is what every line actually means, which numbers are worth your attention and the handful of checks that catch a bill charging you for energy you did not use.
Most delays in a house sale are not caused by the buyer, the survey or the lender. They are caused by a document nobody can find. This is the full list of what a buyer's solicitor will ask for, what each one actually proves and what to do when one has gone missing.
Digital property logbooks are expected to become a standard part of buying and selling a home in the UK. Here is what a digital property logbook is, what should go in one, where the Government's reforms stand today and the six things you can start doing now so you are not reconstructing years of property history the week you decide to sell.
