The paperwork, the questions and the checks that decide how smoothly a sale goes.
The average first-time buyer deposit is quoted at around £61,000. The number most first-time buyers actually need is a fraction of that once the reliefs, bonuses and low-deposit products are counted properly. We have written the guide that does the counting and it is free.
A mortgage valuation is not a survey and the three survey levels are not simply cheap, medium and expensive. This is what each one actually looks at, what none of them look at and how to pick the right one for the house in front of you.
Selling a home in Great Britain takes around seven months and roughly one agreed sale in four collapses before it completes. Almost none of them collapse at the viewing. We have written the guide we wish every seller had and it is free.
Most delays in a house sale are not caused by the buyer, the survey or the lender. They are caused by a document nobody can find. This is the full list of what a buyer's solicitor will ask for, what each one actually proves and what to do when one has gone missing.
